Treasury Bills, CDs or Money-Market Funds for $50,000 of Safe Capital?
A practical research note on cash-like allocation, built around portfolio-level trade-offs, numbers and decisions rather than generic investing slogans.
Use Treasuries, bonds, CDs and cash-like instruments with a clear view of yield, duration, credit and liquidity.
Yield is only one part of the equation. Duration, credit and maturity can matter just as much.
What the investor is being paid today.
How sensitive market value is to changing rates.
The probability and cost of issuer stress.
When principal is expected back and how cash flows are staged.
Focused research notes built around practical portfolio decisions, trade-offs and worked examples.
A practical research note on cash-like allocation, built around portfolio-level trade-offs, numbers and decisions rather than generic investing slogans.
A practical research note on treasury ladder, built around portfolio-level trade-offs, numbers and decisions rather than generic investing slogans.
A practical research note on duration, built around portfolio-level trade-offs, numbers and decisions rather than generic investing slogans.
A practical research note on bond risk, built around portfolio-level trade-offs, numbers and decisions rather than generic investing slogans.
A practical research note on bond allocation, built around portfolio-level trade-offs, numbers and decisions rather than generic investing slogans.
A practical research note on bond structure, built around portfolio-level trade-offs, numbers and decisions rather than generic investing slogans.